Mortgage Lending Central National Bank's professional mortgage loan officers give you the personal attention that you deserve. Why settle for anything else? We make a wide range of conventional home loans: Home improvement loans to long-term mortgage loans Construction loans to home equity loans Fixed rate and adjustable rate loans New forms of financing continually being developed A range of closing costs and rate structures from which to choose Never a prepayment penalty Mortgage loans serviced locally in our offices Click here for online Mortgage Pre-Application Prequalifying & Preapproval Narrow that search: find out what your home buying-power is worth before you start looking. Prequalifying certification with no bank charge Several levels of approval available, depending on turn-around time and documentation Loan amount depends on your income, debts and down payment Everyone's circumstances are different Home Purchase & Home Refinancing Loans Loan terms tailored to your needs. Affordable rates with both fixed and adjustable rates available Most common loan terms are for 15 or 30 years Long-term loans with competitive rates and standard costs Flexibility of in-house Central National Bank loans Construction Loans Central National Bank of Enid, Oklahoma, finances the construction on new homes with the purchase on a lot or for construction of your pre-owned lot. Financing for builders Financing for individuals building their new houses You pay interest only on the money actually drawn Home Improvement Loans, Second Mortgages & Home Equity Lines of Credit Central National Bank of Enid, Oklahoma, offers junior liens for various purposes, such as home improvements, lines of credit and debt consolidations. Flexible as to rate and term Tailored to your needs