Consumer Lending                                          Click here for Car Loan Pre-Application Central National Bank of Enid, Oklahoma, offers a wide variety of consumer products to assist your banking needs. Central National Bank of Enid, Oklahoma, can help you borrow what you need, from a new or used car or boat to that dream vacation. We can also help with more practical needs like appliances or education expenses. We can take loan applications over the phone, on the Internet or in person. Consumer Loans Terms  for Vehicles and Boats NEW current and 1 year old models 66 months USED current and 1 year old models 60 months 2 and 3 year old models 54 months 4 and 5 year old models 48 months 6 and 7 year old models 36 months 8 year old models 30 months All older models 24 months