Central Checking Plus $100 opens this account. FREE Anytime Check Card. Earns a higher rate of interest. Ask for current rate information. No monthly service fee if $1,500 or more daily minimum balance is maintained. $3.00 monthly service fee, plus $0.35 per check, if balance falls below $1,500 any day of the month Funds insured by the FDIC up to $100,000. Click here for Checking Account Pre-Application. Back to general Checking page Stop in today at the Central National Bank, Oklahoma location nearest you.