Central Club $100 opens this account. You have personal AD&D insurance coverage, FREE checks, FREE Anytime Check Card and FREE American Express Travelers Cheques® (Single signature only/Dual signature at additional charge). $10,000 AD&D insurance. Earns interest, only if $1,000 or more daily minimum balance is maintained. Ask for current rate information. $8.00 monthly service fee. Funds insured by the FDIC up to $100,000. FREE Emerald wallet-style checks Anytime Check (Debit) Card American Express Travelers Cheques® Notary Service Click here for Checking Account Pre-Application. Back to general Checking page Stop in today at the Central National Bank, Oklahoma location nearest you.