Commercial Lending Central National Bank of Enid, Oklahoma, is in business to help you and your business succeed. Our experienced lenders are available to tailor commercial loans that will help you improve and expand your opportunities. Commercial Real Estate Loans Permanent financing is offered under a term repayment program. Use your Commercial Real Estate Loan to: Acquire new property Build a new facility Modify and expand your existing operations Working Capital/Seasonal Loans Installment payments structured to coincide with your anticipated cash flow availability. Business Term Loans provide term funding for capital expenditures such as: Equipment purchases Acquisitions Other permanent working capital needs Business Lines of Credit Capital for businesses with short-term expenses. Borrow part or all of the total line of credit Repay part or all of the loan Borrow on the line of credit again until the loan is due Letters of Credit Standby Letters of Credit Guaranteed payment to the seller when goods and services are exchanged between parties Oil & Gas Oil and gas production loans May be structured as term facilities or lines of credit Energy equipment loans also available Leases Leases that enable commercial customers to: Acquire industrial equipment Conserve operating capital Minimize taxes